Africa's First Spending OS

Stop Running Out of Money Before Payday

Lock your rent, groceries, and bills away from yourself. Africa's first spending OS that actually stops you from going broke.

Assura Cash App
₦

Rent Locked

₦150,000

πŸ›’

Groceries

₦40,000

Coming to Nigeria β€’ Kenya β€’ Ghana

Partnering with leading banks and mobile money providers across Africa

We Know What You're Going Through

These problems aren't unique to you. They're structural.

The 5th vs The 25th

It's the 5th. Salary just hit. ₦300k in your account. You feel rich.

It's the 20th. Month neva end. No more money for transport. Watin man go do?.

Sound familiar?

The Mental Math Hell

"That ₦200k is really ₦120k because ₦80k is for groceries for the month... wait, did I spend from it to buy data last week? How much do I actually have?"

Your brain wasn't built for this.

The Emergency Spiral

Friend needs ₦20k. Shoes on sale for ₦35k. Car repair ₦50k. Wedding gift ₦25k.

Each expense felt small. Together? They killed your rent money.

Willpower can't beat structure.

What Assura Cash Actually Does

Lock Money For Rent

Lock Money For Rent

Create a wallet. Lock ₦150k for 21 days. That money becomes invisible until rent day. You can't touch it. Period.

Lock Money For Groceries

Lock Money For Groceries

Need food money for the next 2 weeks? Lock ₦40k. It unlocks exactly when you need it. Not a day before.

Lock Money For Bills

Lock Money For Bills

Internet, electricity, subscriptions. Create dedicated wallets for each. Your bill money stays your bill money.

...and more additional features

School Fees Wallet

Lock money for school fees up to 90 days in advance. Never scramble during term time.

Emergency Fund

Build security with 6-month locks. Your safety net stays protected.

Shared Family Wallet

Parents and kids can access shared wallets together. Everyone stays aligned.

Weekend Money

Short 7-day locks for entertainment. Have fun without overspending.

Wedding Ajo Contributions

Group savings locks for weddings and events. Contribute consistently.

Dead Simple. Highly Effective.

01

Create Your Wallets

Tap "New Wallet." Name it "Rent" or "Groceries" or whatever. Add money. Set lock period. Done in 30 seconds.

Create Your Wallets
02

Your Money is Securely Locked

That money is gone from your balance. You can't see it. Can't spend it. Can't borrow it. It's locked.

Your Money is Securely Locked
03

It Unlocks When You Need It

Lock period ends. Money unlocks. Pay your rent. Create next month's wallet. Repeat. Never broke again.

It Unlocks When You Need It

All-in-one dashboard for your money.

Lock money, track wallets, and stay in controlβ€”all from a single, streamlined interface.

A
Dashboard

Locked Wallets

Total Locked Amount
₦450,000
+12%
Active Locks
5
+2
Next Unlock
3 days
On schedule
What We're About

Words that Drive Your Success

Safe Haven
Assurance HQ
Convenience App
Cash Guarantee
Sexy Budgeting
Spending OS

Drag and play with the words above

Chioma A.

Chioma A.

Salaried Worker, Lagos

Case Studies

"My salary hits once a month but life doesn't stop spending. Assura ensures my essentials are covered first. I actually sleep better now."

Read the full story
Why Assura Cash stands out

The better way to protect your money.

Lock away your rent, bills, and groceries automatically. No willpower needed, no mental math, and no more month-end panic β€” everything you need to stop going broke.

Assura Cash
Others
Lock Money Away
Spend Protection
Flexible Lock Periods
Family Wallets
Instant Setup
πŸ”’ Security & Trust

Bank-Level Security

Protected by industry-leading security standards and trusted by top financial institutions across Africa.

🏦GTBank
πŸ›οΈAccess Bank
🏒First Bank
🏦Zenith Bank
πŸ’³M-Pesa
πŸ“±MTN MoMo
πŸ’°Airtel Money
🏦UBA
🏦GTBank
πŸ›οΈAccess Bank
🏒First Bank
🏦Zenith Bank
πŸ’³M-Pesa
πŸ“±MTN MoMo
πŸ’°Airtel Money
🏦UBA
🏦GTBank
πŸ›οΈAccess Bank
🏒First Bank
🏦Zenith Bank
πŸ’³M-Pesa
πŸ“±MTN MoMo
πŸ’°Airtel Money
🏦UBA
πŸ›‘οΈCBN Licensed
πŸ”’256-bit SSL
βœ“PCI Compliant
πŸ”2FA Enabled
πŸ‘†Biometric Auth
⭐ISO Certified
πŸ…SOC 2 Type II
πŸ›‘οΈGDPR Ready
πŸ›‘οΈCBN Licensed
πŸ”’256-bit SSL
βœ“PCI Compliant
πŸ”2FA Enabled
πŸ‘†Biometric Auth
⭐ISO Certified
πŸ…SOC 2 Type II
πŸ›‘οΈGDPR Ready
πŸ›‘οΈCBN Licensed
πŸ”’256-bit SSL
βœ“PCI Compliant
πŸ”2FA Enabled
πŸ‘†Biometric Auth
⭐ISO Certified
πŸ…SOC 2 Type II
πŸ›‘οΈGDPR Ready

Start Free. Upgrade When Ready.

Free

₦0/month

Core Features (Everything You Need)

  • Unlimited wallets
  • Advanced locks (1 day - 2 years)
  • Send & request money from family/friends
  • Mobile app access
  • Push notifications for unlock dates
  • Basic spending insights
  • Standard support
Most Popular

Premium

₦1,500/month

Everything in Free, plus:

  • AI-powered lock integration
  • Shared family wallets with permissions
  • Control who can view, add money, or withdraw
  • Custom wallet categories & icons
  • Export transaction history
  • Priority support (faster response times)
  • Early access to new features

Family Plan

₦3,500/month

Everything in Premium, plus:

  • Up to 5 family members included
  • Shared household budget dashboard
  • Kids' allowance management
  • Set weekly/monthly allowances with auto-locks
  • Teach kids financial discipline with locked savings
  • Family spending overview & insights
  • Role-based permissions (Parent, Child, Viewer)
  • Multi-user access to all shared wallets
  • Custom family financial reports
FAQ

We're here to answer all
your questions

If you can't find what you're looking for, feel free to Contact us directly.

Get Started

Enough Reading. Time To Stop Going Broke.

Join thousands who trust us for secure financial management. Your money is protected with bank-level security.

βœ—Do what you always do. Run out of money by the 25th. Stress. Borrow. Repeat.

βœ“Try Assura. Lock your money. Pay your bills on time. Actually have money when you need it.

Join 10,000+ Africans who stopped running out of money